ATM TRANSACTION SYSTEM WITHOUT DEBIT CARD
Keywords:
Automated Teller Machine (ATM), One Time Password (OTP), Global System for Mobiles (GSM), Interactive Voice Response System (IVRS), Personal Identification Number (PIN), Dual Tone Multi Frequency (DTMF), Advanced Virtual RISCAbstract
The main objective of this paper is to develop an embedded system, which allows the person to withdraw money from ATM without debit card; with authentication process. In this system we give access to the authorized people through the OTP and mobiles using GSM technology. The system is programmable in such a way that we can give access to the authorized people whose data base regarding account is stored in the embedded system. This paper suggests for a technical innovation which aims at providing easy transaction in absence of debit card or in case of any emergency. It is reliable as it increases the security level for transaction and any person who doesn’t hold the account in that bank can withdraw money from the ATM machine if he knows a person who has account in that bank; this process is liable if the withdrawer has authenticated permission from the account holder.
